“Do your monthly repayments add up to more than what you earn?”
“Are you using your line of credit to pay the monthly repayments of your personal loans?
Are you paying minimum payments monthly to avoid late fees?
‘Are you in a constant cycle of reloaning from moneylenders to stay afloat?
Have you been issued a Writ of Seizure and Sale?
‘Did you receive a bankruptcy notice and hearing date?
‘Are unwelcomed visitors banging on your door?
‘Are you struggling to make payments for the furniture and electronics you bought on installments?
‘Have you been asked to pay a lump sum after your Vehicle was repossessed?
‘Are you struggling to finance a business loan for which you have signed as a guarantor?