Have you received calls or messages from your creditors demanding you to pay a certain amount by a given time, failing which their debt collectors will visit your house to take back all the items you had bought on installments?
Have you asked yourself, ‘Can they really do that?
In order for a creditor to legally enter a premises and seize movable assets, they will need a Writ of Seizure and Sale and they will need to be accompanied by a Bailiff to execute it.